Disclaimers & Terms of Use

Thank you for visiting our site. Please carefully review these Disclaimers and Terms of Use.

Liability

We do not warrant or assume any legal liability or responsibility for the accuracy, completeness, or usefulness of any article or information on our site.

No Warranty

We are not responsible for the content or availability of any 3rd party sites linked to from any article or advertisement on our site. We do not necessarily warrant, endorse, or guarantee products, services, or information found on external or third party websites.

No Implied Endorsement

We do not necessarily endorse or recommend any product, service, advice, or other content published on our site. We do not necessarily endorse or condone the views expressed by the authors who have submitted articles on our site. The views expressed by the authors are theirs alone, and do not necessarily reflect our views, the views of this website's management team, support team, or owners. We do not necessarily recommend or endorse any product or service advertised on this site.

Articles appearing on this website do not offer medical, legal, or professional advice, nor do they prescribe any treatment or strategy. Any medical, legal, or professional views appearing in articles on this website should not be used without the advice of a medical, legal, or other relevant professional. All information in articles appearing on this website are for educational or entertainment purposes only. You are solely responsible for the consequences of any action you may take as a result of content found on this website.

Terms of Use

The terms and conditions set forth below (the "Terms") govern your use of this website on the World Wide Web. These terms are a legal contract between you and this website ("we" or "us") and govern your access to, and use of the website located here ("our site") and the products and/or services provided on this site.

If you do not agree with any of these Terms, do not access or otherwise use our site and/or services or any information contained on our site. Your use of our site and/or services shall be deemed to be your agreement to abide by each of the terms set forth below. We may make changes to the products and/or services offered on our site, at any time without notice, and we can change these Terms at any time without notice by posting updated terms of use on our site. Your continued use of our site after such changes have been posted means that you agree to the new terms, even if you have not reviewed the changes. Therefore, you should check the Terms of Use posted on our site periodically for updates and changes.

General Use Restrictions

We provide content and other services through our site. All information, documents, products and services provided on and through our site, including content, trademarks, logos, graphics and images are our copyrighted work and/or our licensors, advertisers, or contributors.

You agree that you will only use our site and/or services for lawful uses. You acknowledge and agree that you have no right to modify, edit, copy, reproduce, create derivative works of, alter, enhance or in any way exploit any portion of the content, code, or other intelletual property of our site in any manner. You acknowledge that you have no right, title or interest in or to our site.

You are prohibited from taking any action to circumvent or attempt to circumvent the security and access control provisions of our site and/or services. Such prohibited conduct includes, without limitation, any efforts to (a) log into any portion of the site with a password not assigned to you, (b) access personally identifiable information not intended for you, (c) test the security measures on our site and/or attempt to identify system vulnerabilities, (d) impersonate any other user of our site and/or services or forge any of the header information in any posting or tamper with the TCP/IP packet header, (d) modify, reverse engineer, disassemble, decompile or otherwise attempt or allow others to attempt to discover the underlying computer code for our and/or services, or (f) overwhelm or disable our site and/or services or interfere with the access and use of our site and/or services by any other user.

If we becomes aware of any of the foregoing activities, we may investigate and may respond, and when appropriate, we may work with law enforcement authorities in such investigations and for the purpose of prosecuting offenders.

Your continued use of our site and/or services is expressly conditioned on your compliance with the preceding prohibitions and with the obligations and restrictions. Without limiting the generality of foregoing, you acknowledge that we expressly prohibit and you agree not to:

* Use our site or services to violate any applicable law or regulation, including, without limitation, the infringement of any copyright, trademark, trade secret or other intellectual property right of others, or violate the privacy or publicity rights of any other person.

* Take any action that imposes an unreasonable or disproportionately large burden on our site's infrastructure.

* Frame or link to our site or any of the content or information available on our site unless we expressly consent to such linking and/or framing.

* Intentionally expose our site and/or service to any computer virus or any other program or code intended to disrupt or disable to operations of our site and/or service.

* Use any robot, spider or other program or device to retrieve or index any portion of our website;

* Harvest or otherwise collect information about other users for any purpose other than use of our site and/or services as expressly permitted herein.

The foregoing list of prohibitions is illustrative and is not intended to be complete or exclusive. We reserve the right to terminate our relationship with you under these Terms and prohibit your access to our site and/or services.

Your access to our website is undertaken at your own risk and we are not responsible for any offensive or otherwise objectionable materials that may be posted by any third party.

Password Restricted Areas of the Site

Certain areas of our site may at some point be password-restricted to authorized users that become members ("Restricted Areas"). If you are an authorized member of the Restricted Areas, you are responsible for maintaining the confidentiality of your password and account, and agree to notify us if your password is lost, stolen, or disclosed to an unauthorized third party, or otherwise may have been compromised. You are responsible for activities that occur under your Restricted Areas account. You agree to immediately notify us of any unauthorized use of your account or any other breach of security in relation to our site known to you.

Pricing and Payments

You will pay for all purchases or fees associated with our website's our our advertiser's fees, charges, and billing terms as shown on the payment page. You may be required to provide us or our advertisers with a valid credit card as a condition of signing up for an account. You are responsible for paying any taxes that may apply. If you do not pay on time or if we or our advertisers cannot charge you or your credit card for any reason, we reserve the right to either suspend or terminate your access to any associated services and terminate these Terms.

Privacy Policy

Your use of the Site is governed by our Privacy Policy, which is available here.

Third Party Content

Certain information and content may be provided by third parties to us ("Third Party Content"). The Third Party Content is, in each case, the copyrighted work of the creator/licensor. You agree to only display the Third Party Content on your personal computer solely for your personal or internal business use. You acknowledge and agree that you have no right to download, cache, reproduce, modify, display, edit, alter or enhance any of the Third Party Content in any manner. WE DISCLAIM ALL EXPRESS, IMPLIED AND STATUTORY WARRANTIES AND CONDITIONS WITH REGARD TO THIRD PARTY CONTENT, INCLUDING, BUT NOT LIMITED TO, ALL IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT.

Links to Third Party Sites

This Site may be linked to other sites that are not our own websites. We are providing these links to you only as a convenience, and we are not responsible for the content or links displayed on such sites.

Unauthorized Activities

Unauthorized use of any materials or third party content contained on this Site may violate certain laws and regulations. You shall indemnify and hold us and our officers, directors, employees, affiliates, agents, licensors, and business partners harmless from and against any and all costs, damages, liabilities, and expenses (including attorneys' fees) we or any other indemnified party suffers in relation to, arising from, or for the purpose of avoiding, any claim or demand from a third party that your use of the site violates any applicable law or regulation, or the rights of any third party.

Trademarks

All trademarks, names and logos on this Site are the property of their respective owners.

Copyright Notice

All information and screens appearing on this Site including documents, services, site design, text, graphics, logos, images and icons, as well as the selection and arrangement thereof, are our sole property under Copyright © 2008 unless otherwise specified. All rights not expressly granted herein are reserved. Except as otherwise required by applicable law, any reproduction, distribution, modification, retransmission, or publication of any copyrighted material is strictly prohibited without the express written consent of the copyright owner.

Disclaimer of Warranties

Your use of this site, and any materials and/or services displayed on this site, is at your own risk, and you assume all risks of using this site, the materials and/or services. Neither the products nor the services nor the third party content have been verified or authenticated in whole or in part by us, and they may not be current or may include inaccuracies or typographical errors. We do not warrant the accuracy or timeliness of the materials or the third party content contained on this site. We shall have no liability for materials and/or third party content that is not current or for any errors or omissions in the materials and/or the third party content, whether provided by us, our third-party advertisers, or our licensor's. We do not guarantee that you will achieve any benefit from the use of the site and/or the materials.

We make no express, implied or statutory representations, warranties, or guarantees in connection with the site, the services and/or any materials or third party content, relating to the quality, suitability, truth, accuracy, currency or completeness of any information or material contained on the site, including without limitation, the materials and the third party content. Unless otherwise explicitly stated, to the maximum extent permitted by applicable law, the site, the services, the materials, third party content, and any information or material contained on the site is provided to you on an "as is," "as available" and "where-is" basis with no warranty of any kind, and we disclaim and exclude any and all implied warranties, including any implied warranty of merchantability, fitness for a particular purpose, or non-infringement of third party rights.

Limitation of Liability

Our aggregate liability to you or any third party for any damages resulting from your displaying, copying, or downloading any material via this site or reliance on the information and/or material presented on the site shall not exceed fifty dollars ($50.00). In no event shall we be liable to you or any third party for any indirect, extraordinary, exemplary, punitive, special, incidental, or consequential damages (including loss of data, revenue, profits, use or other economic advantage) however arising, even if we have been advised of the possibility of such damage.

Local Laws; Export Control

We control and operate this site from its headquarters in the United States of America and any products or services displayed on this site may not be appropriate or available for use in other locations. If you use this site outside the United States of America, you are responsible for compliance with all applicable local laws.

General

If you violate these Terms, we may terminate or block your access to our site without notice. We prefer to advise you of your inappropriate behavior and recommend any necessary corrective action. However, certain violations of these Terms, as determined by us, will result in immediate termination of your access to our site. We have the right to terminate any password-restricted account for any reason.

Maryland law and controlling U.S. Federal Law, without regard to the choice or conflicts of law provisions, will govern these Terms. Any disputes relating to these Terms or the Site will be heard in the courts located in Maryland. If any of these Terms are found to be inconsistent with applicable law, then such Terms shall be interpreted to reflect the intentions of the parties, and no other terms will be modified. Our failure to enforce any of these Terms is not a waiver of such Terms. The Terms are the entire agreement between you and us and supersede all prior or contemporaneous agreements and understandings between you and us with respect to the subject matter hereof. These Terms may not be modified except pursuant to a written amendment that is executed by an officer of our company.

We reserve the right to modify these Terms of Use at any time without prior notice.